Monday, January 20, 2025, marks a rare coincidence as Martin Luther King Jr. Day
and Inauguration Day fall on the same date. This unique overlap may raise
questions about what businesses and services remain open or closed. While both
events hold significant importance, their observance impacts operations
differently across various sectors.
Martin Luther King Jr. Day is a federal holiday dedicated to honoring the legacy of
the civil rights leader. Inauguration Day, specified by the 20th Amendment of the
U.S. Constitution always occurs on January 20 following a presidential election
year. This year, it also marks Donald Trump’s second inauguration. Below, we
explore what to expect regarding closures and operations on this unusual day.
Federal Services: Mail Delivery and Post Offices
Are Post Offices Open on MLK Day and Inauguration Day?
The United States Postal Service (USPS) will close its retail locations on January 20
in observance of Martin Luther King Jr. Day. Standard mail delivery, including
residential and business mail, will also be suspended.
However, USPS has confirmed that Priority Mail Express services will remain
operational. Regular delivery and retail operations will resume on Tuesday,
January 21.
Financial Institutions: Banks and Stock Markets
Are Banks Open on MLK Day and Inauguration Day?
Most banks, including those governed by the Federal Reserve System, will be closed
on January 20. However, customers can still access ATMs and online banking
services for essential transactions like deposits or withdrawals.
Is the Stock Market Open on MLK Day?
The New York Stock Exchange (NYSE), Nasdaq, and other major U.S. financial
markets will be closed in honor of Martin Luther King Jr. Day. Bond markets will
also suspend trading. All markets will reopen and follow normal business hours on
January 21.
Retail Stores: Costco, Target, and Grocery Chains
Is Costco Open on MLK Day?
Yes, Costco locations will remain open on January 20, as Martin Luther King Jr. Day
is not among the seven holidays the retailer observes annually.
Is Target Open on MLK Day?
Target stores will operate during regular business hours on January 20. Store hours
may vary by location, so it’s recommended to check the “find a store” feature on
Target’s website for precise details.
Are Grocery Stores Open on MLK Day?
Most grocery stores, including Publix and Kroger, will maintain their regular
schedules. It’s advisable to verify hours with your local store to avoid
inconveniences.
Food Chains: McDonald's, Chick-fil-A, and Starbucks
Are Fast Food Chains Open on MLK Day?
McDonald’s: Most locations will operate as usual, but hours may vary by region.
Customers are encouraged to check the store locator for specific details.
Chick-fil-A: The chain’s restaurants will be open; however, it’s recommended to
confirm hours through their store locator.
Starbucks: Many Starbucks locations will be open, but schedules may vary. Use the
Starbucks app or website to find accurate information for your local coffee shop.
Schools, Libraries, and Government Offices
Are Schools Closed on MLK Day?
Public schools nationwide will generally close in observance of Martin Luther King
Jr. Day. Private institutions may have varying policies, so it’s best to confirm with
individual schools.
Are Libraries Open on MLK Day?
Most public libraries will close for the holiday. Check your local library’s website or
contact them directly for specific closures.
Are Government Offices Open on MLK Day and Inauguration Day?
Federal, state, and local government offices will close on January 20 for Martin
Luther King Jr. Day. Essential services, such as law enforcement and emergency
medical care, will remain operational.
Transportation Services
Are Public Transportation Systems Operating on MLK Day?
Public transportation systems, such as buses and trains, will often operate on
modified schedules similar to holiday or weekend hours. For specific routes and
times, consult your local transit authority’s website or app.
Are Ride-Sharing Services Available?
Services like Uber and Lyft will function as usual, but pricing may vary depending
on demand.
Health and Fitness: Gyms and Pharmacies
Are Gyms Open on MLK Day?
Major gym chains, such as Planet Fitness and LA Fitness, are expected to remain
open. However, hours may vary by location. Check with your local gym for their
schedule.
Are Pharmacies Open on MLK Day?
Most pharmacies, including CVS and Walgreens, will remain open. Store hours
might differ, and it’s advisable to confirm with your local pharmacy.
January 20, 2025, will be a day of dual significance, blending the solemn
remembrance of Martin Luther King Jr. with the ceremonial transition of
presidential power. While many federal institutions and financial markets will close
for the holiday, numerous private businesses, including retailers, grocery stores,
and fast-food chains will maintain regular operations.
Whether you’re planning errands, attending an inauguration event, or simply
enjoying the day off, it’s best to verify hours with specific businesses and
institutions to ensure a seamless experience.